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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Decent limited saver account.

Decent limited saver account. As with all of these sorts of accounts it would be nice to be able to save more than £300 a month Reviewed on: 6th March 2026

Never had a problem with the ZOPA App very easy to m...

Never had a problem with the ZOPA App very easy to manage Reviewed on: 6th March 2026

Excellent Savings

Easy to join, easy app to use, excellent savings rates Reviewed on: 6th March 2026

Great service, super easy and great interest

Great service, super easy and great interest Reviewed on: 6th March 2026

The opening process was very easy..

I found the opening process very easy. The account has a really good interest rate. Reviewed on: 6th March 2026

Brilliant bank wish I had the account earlier

Brilliant bank wish I had the account earlier Reviewed on: 6th March 2026

Best interest rates, nuff said.

Best interest rates, nuff said. Easy to use. Reviewed on: 6th March 2026

Easy, simple and clear.

Easy, simple and clear.Already recommended to others Reviewed on: 6th March 2026

It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx...

It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 6th March 2026

Very easy to set up a isa and I love how the app sho...

Very easy to set up a isa and I love how the app shows you exactly how much interest I'm making every day Reviewed on: 6th March 2026

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