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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8141 reviews)

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4.93

Based on 8,141 reviews, last reviewed 18th Apr 2026

121% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart bank i now have my money intact Smart bank i now have my money intact Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8141)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy Modern Savings

Good experience using this app based savings account. Email notifications keep you reassured when depositing money. Good interest rates too! Reviewed on: 3rd April 2023

App

Excellent app, easy to follow and good choice of saving account options Reviewed on: 3rd April 2023

Smart saver

Fabulous product. Very easy to use and transfer with the best interest rates. Reviewed on: 3rd April 2023

Easy and rewarding saving

Easy saving with a choice of different high interest products Reviewed on: 3rd April 2023

Great App

This is a simple app to use and so straight forward to understand how much you have saved and the notice periods. Would highly recommend Reviewed on: 3rd April 2023

simply the best

great rates and the easiest app ever! use these guys!!! Reviewed on: 3rd April 2023

Fast efficient and easy

A no hassle online savings account that, for me, trumps my building society rates by nearly 3% and gives me the flexibility without tying money down in fixed term deals. Would definitely recommend. Reviewed on: 3rd April 2023

Excellent and simple

Good servIce Good rates Simple interface Reviewed on: 3rd April 2023

Excellent savings account

Easy to use and excellent rate of interest Reviewed on: 3rd April 2023

Great bank - Makes everything easy

Super easy signup process, very intuitive and straightforward app design - AND one of the best interest rates out there that increases regularly to maintain that very status. Reviewed on: 3rd April 2023

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