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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great and flexible

Easy to use and flexible and great rates Reviewed on: 3rd April 2023

Easy and accessible!

Zopa is so easy to set up and access and I’ve never had any problems with using them. Would recommend to anyone, even my technophobe grandparents as they would even manage to use it too! Reviewed on: 3rd April 2023

Whats not to like?

great rates, simple and easy to use app, manageable levels of communication. There really isn't anything you could fault Reviewed on: 3rd April 2023

Easy to access and simply laid out

Simple to set up and use. Easy to move money around. Interest rates displayed clearly. Smooth interaction with banks. No hassle - just works Reviewed on: 3rd April 2023

Excellent savings product

One of the best products offered by them Reviewed on: 3rd April 2023

Rate rates and Easy App to use

A friend recommended Zopa to me and I haven’t looked back. The saving rates are far beyond what I was receiving elsewhere and this helps me generate additional savings for the future! Good work and thanks. Reviewed on: 3rd April 2023

Great rates and great system

Consistently one of the best savings account providers in terms of rates over the last 6 months. Easy to use app and great service when needed. Reviewed on: 3rd April 2023

Simple and high interest

The app is intuitive and simple to use, and easy to move money between different pots that offer different interest rates, plus the saving interest rates are higher than most other saving providers Reviewed on: 3rd April 2023

Neat :)

I have been using it for a while now and it’s consistent, easy to use and the apr% is higher than nationwide & it has instant access. Reviewed on: 3rd April 2023

Luddite

As a 77 year old Luddite I find myself manoveuring around this bank quite well. Good return on my savings. But for me the best bit is they Email me with the information I need. Thanks. Reviewed on: 3rd April 2023

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