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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart Saver Account - Just Brilliant

I have been using the smartsaver account for sometime now and think its great value and very easy to use. Recommended to all my family and friends. Keep up the good work team! Reviewed on: 3rd April 2023

Easy to use flexible account with competitive interest

I am very happy with my Zopa Smart Saver account. Zopa are very quick to pass on increases in interest rates, and the ability to split savings between easy access and notice pots is really useful. Reviewed on: 3rd April 2023

Great app

Easy to use, great rates. Can't ask for more Reviewed on: 3rd April 2023

Great saving account

Zopa is for me has one of the best easy access saver. They always stay on top of the Bank of England Rate. Zopa has better rate overall Reviewed on: 3rd April 2023

Top interest rates

Zopa give top interest rates and are quick to pass on interest rate increases. Zopa is secure as it links to bank account and the app is simple to use. Great service from their customer service online. Reviewed on: 3rd April 2023

Excellent & Genuine

A Genuine Smart Saver Account which Always Gives an higher interest rate to anyone who wants to invest in their Savings Portfolio. I have Always Gained with this Savings Account and Never Lost. I would recommend Zopa to All my Friends and Family to invest in Zopa’s Fantastic Savings Accounts-Exceptional x Reviewed on: 3rd April 2023

Saving as it should be!

Extremely simple to use and set up. Increase in rates passed on to customers quickly. Reviewed on: 3rd April 2023

Easy Peasy

Zopa is so easy to use. Customer service team are friendly and helpful. All information/instructions are in plain English. It's Easy Peasy to use Zopa Reviewed on: 3rd April 2023

5* saving account

Chip was very easy to open and access via the app! My saving are protected by the FSCS up to £85,000 and they have the best internet going for an easy access account. Reviewed on: 3rd April 2023

Top Saving account

App is so easy to use and offers great options with notice interest choices. Reviewed on: 3rd April 2023

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