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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Produuct & Best Rate On The Market

Love the Zopa Smart Saver account!! Best rate I could find on the market, an extremely flexible and customisable product and Zopa are very quick to pass on Bank of England interest rate rises to their customers. Can't fault them, highly recommended! Reviewed on: 3rd April 2023

Great product

consistently good rates of interest. Pay in and out very quick Reviewed on: 3rd April 2023

best interest rate

Best combination of interest rate and flexibility with 4 accessibility options. Reviewed on: 3rd April 2023

Easy Easy

So easy to set up, took less than 5 mins online. Also easy instant access Reviewed on: 3rd April 2023

Excellent service and rates

Great service, app is easy to use and quick as well. Good rates too! Reviewed on: 3rd April 2023

Super

Ridiculously easy set up with market leading rate and idiot proof operation. Reviewed on: 3rd April 2023

Easy to set up and great rates

Really easy to manage money in several pots and at great rates. Definitely a fan! Reviewed on: 3rd April 2023

Great rates

Really good interest rates. The app is easy to use and works very well for me. Reviewed on: 3rd April 2023

Great!

Really easy to use, great for saving money with the multiple pots you can choose to gain more interest on your savings, very secure. Reviewed on: 3rd April 2023

Good service

Good rates and app functionality - marked down for the delays with deposits & withdrawals Reviewed on: 3rd April 2023

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