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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Good interest rates and boosted pots are handy

The interest rates on boosted pots are very competitive and ideal for someone who wants to save but can't commit to a fixed term savings account Reviewed on: 3rd April 2023

Best savings provider

Zopa ensures it keeps up with the competition so always has some of the best interest rates. Notice pots is also a great feature that allows you to earn more interest or money you won’t need immediate access to. Reviewed on: 3rd April 2023

Amazing rates

Love using Zopa for savings! Great rates for easy access & fixed options. The app is very easy to use, have recommended to friends and family who have also opened one! Reviewed on: 3rd April 2023

Easy and quick

Can access your cash easily and quickly. Competitive interest on my savings. Superb! Reviewed on: 3rd April 2023

Clear, easy to use, best rates

For the constraints, I haven’t seen any better rates on the market for savings. Also very easy to use and the app works perfectly. Reviewed on: 3rd April 2023

The best

Instantly gained interest by switching to Zopa. Have recommended to friends and family Reviewed on: 3rd April 2023

Super easy to use!

I use Zopa's savings account and it's super easy to use. I can easily transfer money from my bank into the app and I appreciate that they send notifications and timespans so you know your money is safe. Eg. when you transfer money from your bank into the app it can take a short amount of time to show up - but Zopa will send a message telling you the time period and then notify you the second it hits your savings account! The app is nicely designed and it's very easy to navigate. Reviewed on: 3rd April 2023

Excellent interest rates and super app

Great app. Useful facilities like a statement whenever you need it. And they keep increasing the interest! Highly recommended. Reviewed on: 3rd April 2023

Great Savings App

Great customer experince, the Zopa app is very easy to use, the 'pots' enable me to manage my savings effectively and easily and the communications about my account and transactions are clear and prompt. Thank you. Reviewed on: 3rd April 2023

Super Zopa

Easy to use app and great leading interest rates - what's not to like! Reviewed on: 3rd April 2023

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