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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Fantastically simple.

I love using Zopa for the flexibility it offers and the quality of its App. I recommend it to all my friends and family. Reviewed on: 3rd April 2023

Easy to use with multi pots and good interest rates

It is easy to use. The multi pots allow you to spread notice periods and partition savings to what makes sense to you. Rates are updated and stay competitive. Reviewed on: 3rd April 2023

Great acc and great, easy to use app at Zopq

I think the Zopa acc is great - the interest rate is very competitive and the app is so simple to use, i can't recommend them enough! As a new customer it literally took 45 secs to open the acc. Very impressed. Reviewed on: 3rd April 2023

Smart saver

So easy to understand & invest,Very pleased to have discovered them. Always answer queries when put to them. Overall I would give it 10 out 10. Reviewed on: 3rd April 2023

Easy to use app, great saving rate

Adding funds is quick and easy, withdrawing too. App is easy to use. Savings rate is currently the best available. Reviewed on: 3rd April 2023

Simple and straightforward

I’ve recently set up various savings accounts with different providers and I can hand on heart say that Zopa is BY FAR the simplest and most straightforward to set up and navigate once up and running. Communication is excellent - quick, professional and helpful. I’ve already spread the word and have family now using Zopa. Don’t delay - join this great and professional team at Zopa. Reviewed on: 3rd April 2023

Consistently great interest rates

I joined Zopa last August when they had the best easy access interest rate. 8 months later and they've regularly updated their rates to be right near the top. I find the 90 day boost pot is a great timeframe that allows me to have a very healthy interest rate whilst not fixing in for too long. Reviewed on: 3rd April 2023

simple to do, peace of mind

I have left money in a very low interest account, as it was too much of a hassle to do anything for the small return it would have produced. Then as interest rates started to rise I wanted to be a bit more financially astute, by far the easiest and most straight forward account was provided by ZOPA, I can move my savings very simply and the interest rate is very competitive. I no longer have nagging feelings that I must get around to doing something, thank you ZOPA Reviewed on: 3rd April 2023

Great rates, super easy saving

Zopa have kept dates regularly updated and make balancing your savings even easier with the varying notice pots. It’s also super easy to add in or withdraw funds Reviewed on: 3rd April 2023

Simple,fast, efficient

the savings accounts are flexible, easy to move money around and to withdraw and add from bank account. The online site is clearly laid out and very easy to access and use. And the rates are competitive and have risen over time to remain competitive. Reviewed on: 3rd April 2023

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