Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Competitive rates and super-easy to use

I've only been saving with Zopa for a few months now, having consolidated some small disparate pots of savings with various providers. In that time I've been really impressed and recommended it to friends. Not only were the rates at outset competitive, but as interest rates have risen this year, the only silver lining has been some unexpected bumps in savings rates from Zopa. That's right, the rates have increased *after* they already snagged me as a customer! I'm really impressed with the commitment to existing customers as well as new ones. The app and interface are so intuitive as well, and topping up savings is really straightforward. I have pots set up for various uses, from extra cash for bigger-than-usual purchases to boosted pots for longer term aspirations. Cannot recommend enough! Reviewed on: 3rd April 2023

Simple and straightforward

Very easy to follow. Flexible enough to customise your own requirements, but not overly complicated. Reviewed on: 3rd April 2023

Excellent all round

great rates, easy to set up and easy to manage. perfect! Reviewed on: 3rd April 2023

Excellent bank

Fantastic modern day bank, forefront of Giving their customers the best savings interest rates available. Reviewed on: 3rd April 2023

Great service!

Zopa has a great app and very easy to use, along with the good rates they offer Reviewed on: 3rd April 2023

Fantastic account

Love that you can lock some away in a bloated pot! Reviewed on: 3rd April 2023

Easy and Accessible

Zopa is very easy to use, provides good clear format and information as well as very good rates. Would highly recommend Reviewed on: 3rd April 2023

Great

Great overall experience. Would recommend Reviewed on: 3rd April 2023

Brilliant

Very quick, fast and easy to use Reviewed on: 3rd April 2023

Makes it easy to save

I would definitely recommend Zopa's saving account. It is so easy to organise my money into different savings pots for different goals, and I like that I can boost the interest received on my longer term saving pots. The interest rates are also very competitive. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Savings
from Nationwide 4.62 from 97 reviews
Fixed rate bonds
from Nottingham Building Society 4.77 from 98 reviews
Savings
from Smile Bank 4.07 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub