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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

108% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Straight forward, happy to use app Reviewed on: 3rd April 2023

Smartand easy

Easy to use account. Competitive interest rates. Reviewed on: 3rd April 2023

Really impressed and would highly recommend!

I’ve had a Zopa savings account for a few months now and have been extremely impressed. Was really easy to open an account and depositing/withdrawing from my bank is super simple. Great to be able to open up different pots for different purposes with just a click of a button. Nice to see that they are quick to update their rates too in line with base rate changes, remaining very competitive! Would highly recommend!! Reviewed on: 3rd April 2023

Fantastic

I was a little apprehensive downloading this app but was tempted by great rates for both easy access and fixed term savings.Wow,I neednt have worrie,really easy to operate app,very clear how to set up.Rates are much better than competitors.Great communication paying in or drawing money out.Im so impressed and would recommend to anyone.FSC protected. Reviewed on: 3rd April 2023

Awesome

My go to place for savings and loans. Customer service is second to none. Everything is transparent and so easy. Fantastic Reviewed on: 3rd April 2023

Zopa - an easy way to save

Very easy to open my start saver account. Love that I can have different savings pots and name them something relevant to me. This also means I can pick and choose how often I want to tie money away as I can clearly see the different rates applicable to my different pots Reviewed on: 3rd April 2023

Great rates, ease of use and options to boost.

Ive recommended this great product to several family members and friends Reviewed on: 3rd April 2023

Excellent rates and always competitive

What an excellent find this was. The rates for savings and boost products is excellent and market leading. So easy to boost the rate for a week or a month if you know you don’t need the cash and also to lock away for longer for 3 months. Nothing compares at present and have had faultless service and experience. Reviewed on: 3rd April 2023

Great rates and makes saving easy

I’ve had a loan and also use for my savings. Good rates and very easy to navigate and move money on the app Reviewed on: 3rd April 2023

Great rate, easy to use account

Excellent savings product - great rate, which has only increased since I opened the account. Separate savings pots are very useful and the ability to choose pots with higher interest rates (on longer notice periods to access them) is brilliant. Reviewed on: 3rd April 2023

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