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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

App is solid and good interest rate

5
The first thing to entice me in was a good interest rate an flexibility to withdraw. The app stack very well up against all other major banking apps and has been very good so far. Reviewed on: 3rd April 2023
Alex's avatar
Alex

Recommended

5
Easy app to use with a sensible product Reviewed on: 3rd April 2023
Van100's avatar
Van100

Great service and easy to understand products

5
Zopa is really easy to use saver that allows me to access my savings whenever I want and still get a decent interest rate. The app is really easy to use and navigate around Would definitely recommend Reviewed on: 3rd April 2023
Brad's avatar
Brad

So easy to use

5
Super slick, easy to use, can't fault it. Reviewed on: 3rd April 2023
Adam Smith's avatar
Adam Smith

Smart saver

5
Zopa is the best bank app out there at the moment with great interest rates and it's so easy to access your money and deposit. I would highly recommend Reviewed on: 3rd April 2023
Chris Robinson 's avatar
Chris Robinson

Simple to Set up. Simple to access. Great Product!

5
From Setting up the Zopa App to funding and accessing the account, all very easy and seamless. Good interest rates, everything explained in simple terms. Works well for me. Reviewed on: 3rd April 2023
R Gillespie's avatar
R Gillespie

Brilliant customer services

5
Have been with Zopa for a few years and have also found them to be very customer orientated. They keep you informed about changes and new products Reviewed on: 3rd April 2023
Susan Stevenson's avatar
Susan Stevenson

Zopa savings account

5
I opened Zopa thhis past January and I have startted earning interest on my savings. They have different pots which have different interests depending on ho much notice you need to give. Their primary pot which is instant acces has the highest rate from in the Uk. Overall would reccoment to everyone as it is a great way to keep up with inflation. Reviewed on: 3rd April 2023
v.'s avatar
v.

Flexible and easy to use

5
Pros: - Savings pots with different rates - Easy to use - Great communication Reviewed on: 3rd April 2023
Sam's avatar
Sam

So easy to use

5
I love how easy the Zopa app was to setup and use, also they keep me updated regularly with changes and transaction details Reviewed on: 3rd April 2023
Eleanor Minshall's avatar
Eleanor Minshall

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