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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings

Opened an account which was so easy and an easy to use app. Signing up to updates gives me everything I need to know about my money. Reviewed on: 3rd April 2023

Awesome

Very easy to use app. The account gives good rates and it is very easy to use. Both adding and withdrawing money is super quick. Can't fault it Reviewed on: 3rd April 2023

Excellent account

Love the ease of the app, good interest rates and the options to pick between differing fixed terms. Highly recommended…much better interests rates than similar providers. Reviewed on: 3rd April 2023

Perfect savings account!

High interest, user friendly app and interest paid monthly… what’s not to love?! Very happy I opened this account, it’s helped me massively to hit my savings goals. Reviewed on: 3rd April 2023

Saving Made Simple

Zopa takes the pain out of saving. The app is brilliantly simple, effortless and easy to use. They also offer the very best easy-access trailblazing, interest rates. What’s not to love? Reviewed on: 3rd April 2023

Excellent savings platform and top rates

Really pleased with the Smart Saver from Zopa. Everything is super easy to manage and the rates have stayed competitive. I'm also impressed by the speed with which transactions take place. Reviewed on: 3rd April 2023

The best saving app!

Love how easy Zopa makes it save. With your own pots it makes it so easy to save for differ things. The transfers are super quick from my current account which I absolutely love. High recommend:) Reviewed on: 3rd April 2023

Beat rate

Beat rate for easy saver and easy to download online Reviewed on: 3rd April 2023

Seamless Savings

Great experience and easy to use. Reviewed on: 3rd April 2023

Safe, easy, good rates

Easy to use, competitive interest rates Reviewed on: 3rd April 2023

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