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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent rates and good honest service

Excellent rates and good honest service Reviewed on: 6th March 2026

Excellent saving accounts easy to access and good in...

Excellent saving accounts easy to access and good interest rates Reviewed on: 6th March 2026

Very easy to set up and use , very user friendly , s...

Very easy to set up and use , very user friendly , setup multiple accounts for those saving goals Reviewed on: 6th March 2026

Great savings accounts and easy to use

Great savings accounts and easy to use Reviewed on: 6th March 2026

Easy to deal with

Easy process opening account & using the app & the rate I am happy with Reviewed on: 6th March 2026

The app is so easy to use.

The app is so easy to use. The interest rate is superb - continuously Reviewed on: 6th March 2026

Very easy to open account and savings account has gr...

Very easy to open account and savings account has great rates Reviewed on: 6th March 2026

One of the best finance apps I use

I love how it tells you how much interest you are accruing each day. The app is very user friendly, I have quite a few finance apps and it definitely has the best UI and just works all the time. I haven’t gone ahead with the loans available but I do like how the rates available are just there on the main screen and you don’t have to faff about looking for it. Reviewed on: 6th March 2026

We loved it when they did Peer to Peer accounts.

We loved it when they did Peer to Peer accounts. Sorry to see them go. Still do consistently good rates for savings. Very good responsive customer service,. Reviewed on: 6th March 2026

Zopa is the way

Zopa is excellent in every way from the slick mobile app to the fantastic savings account rates Reviewed on: 6th March 2026

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