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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quick access, easy to use, great interest rates!

Since opening my Zopa account I have had no issues. It is easy to add funds to my account and also withdraw if needed. The interest rates are rising continuously and I have noticed a big difference with my interest earned since moving accounts. I would recommend this service and I have not had any issues. Reviewed on: 3rd April 2023

Simple and effective

Zopa savings accounts have good interest rates and are very easy to use Reviewed on: 3rd April 2023

Easy and user centric

Easy to split up your savings into as many different pots as you would like which really helps to keep track of money/savings for different goals. And it's really easy to decide how long you want to lock the money away for. Reviewed on: 3rd April 2023

Excellent

Brilliant Brilliant Brilliant very good website and product thanks Reviewed on: 3rd April 2023

Brilliant account, super easy to use!

User friendly app, easy access account works perfect for me and interest rate is brilliant and moves with the BoE base rate, also interest is paid in monthly, would highly recommend! Reviewed on: 3rd April 2023

The best eSavings platform in the market

Excellent app, beats the majority of peers outside of limited monthly deposit providers on interest rates, flexible products - has now become my #1 platform to use, ahead of savings accounts at some of the world’s biggest banks! Reviewed on: 3rd April 2023

Great app, great interest rates

Really easy to use the app and have all the different savings pots, interest rates are really competitive, I rave to anyone who will listen! Reviewed on: 3rd April 2023

Best App

App easy to use, attractive interest rate. Reviewed on: 3rd April 2023

Simple saving, great interest options

I was hesitant to save with an app only bank, but it's been very simple and I've got a lot of confidence now. They offer innovative interest options with the flexible pots, and moving money between accounts is very easy! Reviewed on: 3rd April 2023

Thanks best regards

Zopa is the best //////////////////////////////////// Reviewed on: 3rd April 2023

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