Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fair, honest and straightforward banking

How many savings accounts automatically increase the Interest rate in line with bank base rate? Zopa - One of the very few! Reviewed on: 3rd April 2023

Great Place for Savings

Great Place for Savings as they continually review the rates and if there is an increase in the Bank Of England rate they will follow. Recommended! Reviewed on: 3rd April 2023

Fast efficient experience

My experience with Zopa has been hassle free and easy, always recommend it to friends for any saving goals. Reviewed on: 3rd April 2023

A Dream to setup and manage

Compared to the lagging online banking services offered by high street banks, I found the experience of setting up a savings account with Zopa to be painless and intuitive, not to mention the healthy interest rate. Reviewed on: 3rd April 2023

Follows the money !!

No more constant search for the best savings rate and moving my savings around. One simple place you know will follow / keep up with the Top Market rates. Reviewed on: 3rd April 2023

Fabulous

Great interest rate savings account - highly recommend to friends and family! Reviewed on: 3rd April 2023

Flexible and easy to use savings account.

An excellent account, easy to use and Zopa pass on increases after changes to the Bank of England base rate quickly. The different pots mean you can scaffold your savings and offer flexibility above a fixed term account. I have recommended Zopa to lots of friends and family. Reviewed on: 3rd April 2023

Easy and simple

Very simple to set up and move money into account Reviewed on: 3rd April 2023

So simple

Brilliant product and service. Quick, reliable and user friendly. It’s transformed the way I manage my finances. Reviewed on: 3rd April 2023

Easy to use, good interest rate

Opened the Zopa Smart Saver once I'd paid off my Zopa personal loan. Customer Service always really helpful and friendly, app and online sites very easy to use. Love the 'pots' in the smart saver, enabling to earn more on some sums. Great provider. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Acorn Community Bank 4.94 from 462 reviews
Savings
from M for Money Credit Union 4.80 from 43 reviews
Savings Account
from Recognise Bank 4.80 from 180 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Credit card
from Zopa 4.94 from 44338 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub