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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Brilliant

Zopa is a wonderful online bank, it’s easy to save using the different pots feature. The interest is great and they quickly increase the interest rates in accordance with the Bank of England increases and pass on the savings. I would recommend and have already recommended Zopa to family and friends Reviewed on: 3rd April 2023

Amazing way to save

Zopa’s easy to use savings account is a great way to save. Their pots enable me to save for specific reasons, and keep money to one side but all in one place! Reviewed on: 3rd April 2023

Great, user-friendly savings account

I find this account so easy to use. I particularly like the booster pots and the app is really easy to use. Reviewed on: 3rd April 2023

Good rates easy to use

Very easy to use and interest rates are competitive Reviewed on: 3rd April 2023

Great way to save money and great interest rates

So far so good - I started using Zopa in January and interest rates are great. It’s a great financial tool. Reviewed on: 3rd April 2023

Great Savings options that actually pay interest

Very easy to setup an account and choose a saving option that best suits your needs. Zopa are paying higher interest that the standard banks (and most other savings options). the app is also simple and easy to use and understand. Reviewed on: 3rd April 2023

Super flexible terms and interest rates

Very easy and helpful to save in pots for instant, 7 day, 1 month, 3 month access, and reasonable interest rates depending on the pot. Not a lot to fault. Reviewed on: 3rd April 2023

Top service

Great service top account, easy to use. Reviewed on: 3rd April 2023

Best rates

Moved All my savings to zopla as they was offering the best rates at the time and they increased the rates also to pass onto us so after a few months getting better rates Reviewed on: 3rd April 2023

Smart friendly bank

At last a peoples bank that I can trust, and they seem tobe for the people and not the bankers! Reviewed on: 3rd April 2023

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