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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7334 reviews)

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4.94

Based on 7,334 reviews, last reviewed 15th Jan 2026

15000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Very efficient, straight forward, fairly competitive Very efficient, straight forward, fairly competitive Reviewed on: 15th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7334)

Review of the Zopa, Smart Saver:

Easy to use and competitive

Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

ZOPA recommendation

Good rates, efficient service and easy to use. Reviewed on: 15th January 2026

Easy to use.

Easy to use app, easy to save money & good interest rates. Reviewed on: 15th January 2026

I have used Zopa for years.

I have used zopa for saving sand credit card for years. Easy simple to use app that caters for everything Reviewed on: 15th January 2026

5* service and support

Quick and easy to use app. Good communication and fast response to queries.Quick transfer from bank to card with no wait time / delays Reviewed on: 15th January 2026

Highly recommend!

Easy to use and help is just a click or phone call away. Highly recommend! Reviewed on: 15th January 2026

Used it for over 2 yrs am happy never have...

Used it for over 2 yrs am happy never have issues Reviewed on: 15th January 2026

Zopa Card is genuinely flexible and designed around...

Zopa Card is genuinely flexible and designed around real life, not rigid rules. It adapts to your needs, gives you control, and makes managing money feel simple rather than stressful. What really stands out is how Zopa keeps evolving for its customers. Beyond credit, they now offer new investment options, showing they’re not standing still — they’re actively growing, improving, and expanding their services in a smart, customer-first way. Zopa isn’t just a card. It’s a financial platform that’s moving forward — with flexibility, transparency, and long-term value for the people who use it. Reviewed on: 15th January 2026

I’ve used Zopa 3 times now.

I’ve used Zopa 3 times now. It’s helped me out no end when I’m struggling . Then when I’m back on my feet I always pay back earlier than arranged which is great for me Reviewed on: 15th January 2026

Zopa are extremely good and helpful

Zopa are extremely good and helpful Reviewed on: 15th January 2026

ZOPA suits my lifestyle

Great App, Easy to navigate, the products currently offered suit my lifestyle and are easily accessed. Any questions I have are answered quickly and accurately. Reviewed on: 15th January 2026

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