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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Everything, everywhere

This is a simple to use app that provides everything a saver could need. Excellent interest rates as well. Highly recommended Reviewed on: 17th March 2023

Great App and savings rates

Great app and savings rates. Very easy to use and like the use of different money pots Reviewed on: 17th March 2023

Savings with more control

The ‘Smart Saver’ account is an excellent product to manage my savings effectively. Having the availability to open different pots to save for different areas makes it easier to understand and track what you want to save for. This can be done in the app with a few clicks and best of all this comes with market leading interest rates. Reviewed on: 17th March 2023

So Easy To Set Up

With an excellent savings rate and an ease of set up that was breathtaking, I opened my Zopa account just a few weeks ago. The ability to transfer money quickly and easily into a booster pot is a brilliant idea! Customer service is also very good. Overall a refreshing change from the prehistoric banking that I have encountered in the past. Reviewed on: 17th March 2023

Really straightforward, simple savings

Just simple, straightforward and one of the best market rates for easy access savings. I have been with multiple banks and Zopa is definitely the best Reviewed on: 17th March 2023

Really quick and easy to set up, and great rates!

I like that you can put money away for different amounts of time and receive higher rates for doing so. In the current market, the interest rates Zopa offer are great! Reviewed on: 17th March 2023

Saver

Easy to use and love how you can have individual savings pots Reviewed on: 17th March 2023

Looking good

Well guided. Make me keep to my limits spending…. Reviewed on: 17th March 2023

Excellent app and savings rates

The Zopa app is excellent and the savings rate is really good and having different pots within one account is something that really works for us Reviewed on: 17th March 2023

Great experience!

Easy to use app. Simple to move from elsewhere and very easy to use. Reviewed on: 17th March 2023

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