Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings account

Easy to use and transfer money, very accessible, great interest rates. Would definitely recommend to anyone looking for an easy access savings account. Reviewed on: 17th March 2023

Easy to set up and use

I was impressed with the speed of setting up my account and the ease of use. I love that i can have separate savings pots and that I can set whether they are easy access or boosted. Thank you Zopa Reviewed on: 17th March 2023

Easy to use and understand

After doing some research online, I settled on a SuperSaver from Zopa for somewhere to keep my savings. Reviewed on: 17th March 2023

Smart App

Downloaded the app which was easy, good communication making payments to my account, with a good easy access interest rate Reviewed on: 17th March 2023

Everything, everywhere

This is a simple to use app that provides everything a saver could need. Excellent interest rates as well. Highly recommended Reviewed on: 17th March 2023

Great App and savings rates

Great app and savings rates. Very easy to use and like the use of different money pots Reviewed on: 17th March 2023

Savings with more control

The ‘Smart Saver’ account is an excellent product to manage my savings effectively. Having the availability to open different pots to save for different areas makes it easier to understand and track what you want to save for. This can be done in the app with a few clicks and best of all this comes with market leading interest rates. Reviewed on: 17th March 2023

So Easy To Set Up

With an excellent savings rate and an ease of set up that was breathtaking, I opened my Zopa account just a few weeks ago. The ability to transfer money quickly and easily into a booster pot is a brilliant idea! Customer service is also very good. Overall a refreshing change from the prehistoric banking that I have encountered in the past. Reviewed on: 17th March 2023

Really straightforward, simple savings

Just simple, straightforward and one of the best market rates for easy access savings. I have been with multiple banks and Zopa is definitely the best Reviewed on: 17th March 2023

Really quick and easy to set up, and great rates!

I like that you can put money away for different amounts of time and receive higher rates for doing so. In the current market, the interest rates Zopa offer are great! Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings and investments platform
from Meteor 0.00 from 0 reviews
Savings
from Market Harborough Building Society 4.24 from 5 reviews
Online Bonus Saver
from HSBC 4.39 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub