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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great interest rate

Quick and easy to use and set up. Fantastic rate of interest for a easy access account Reviewed on: 17th March 2023

New Customer

I have recently opened a savings account having been attracted by the good interest rate. Opening an account was very straight forward so so far pleased with my experience. Reviewed on: 17th March 2023

Brilliant

Great rates easy to use and quick transactions Reviewed on: 17th March 2023

Wow

Super smart, beneficial and great UI Reviewed on: 17th March 2023

Money saving made easy

Not only do Zopa have amazing saving interest rates and account options their service is well designed, highly accessible and straightforward. Since joining up I’ve recommended them to multiple friends and family members. Reviewed on: 17th March 2023

Great service

Good rates, easy to set up using the app Reviewed on: 17th March 2023

Easy savings with good interest rates

I recently set up accounts with Zopa. The app is very easy to use with lots of information and chat service if needed. Reviewed on: 17th March 2023

Choice, flexibility and great rates

I came across Zopa after reading about them on comparison websites and their saving rates appealed to me. However the app does so much more, allowing me to create different pots for each of my goals - it is really encouraging me to keep going so I can do what I want to in life. Reviewed on: 17th March 2023

Great! 10/10

Awesome app, product, support and saving rates. Best out there on the market Reviewed on: 17th March 2023

Easy to use

Very good savings rate, banking app is a work of art ,highly recommended Reviewed on: 17th March 2023

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