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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Hassle free, rewarding savings

Easy to set up the account, great interest rates, manage though a simple app. Perfect! Reviewed on: 17th March 2023

Great Rates and so easy t set up

I recently transferred from a competitor and found the whole process to be quick, easy and efficient. Top rates too. Couldn't be more impressed! Reviewed on: 17th March 2023

So easy and cost effective

Such a quick and easy process. Have set up a main pot for a lump sum and plan on opening pots for future events! Reviewed on: 17th March 2023

Best interest rates

Highly recommend, easy to use saving account Reviewed on: 17th March 2023

Great interest rate

Quick and easy to use and set up. Fantastic rate of interest for a easy access account Reviewed on: 17th March 2023

New Customer

I have recently opened a savings account having been attracted by the good interest rate. Opening an account was very straight forward so so far pleased with my experience. Reviewed on: 17th March 2023

Brilliant

Great rates easy to use and quick transactions Reviewed on: 17th March 2023

Wow

Super smart, beneficial and great UI Reviewed on: 17th March 2023

Money saving made easy

Not only do Zopa have amazing saving interest rates and account options their service is well designed, highly accessible and straightforward. Since joining up I’ve recommended them to multiple friends and family members. Reviewed on: 17th March 2023

Great service

Good rates, easy to set up using the app Reviewed on: 17th March 2023

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