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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good rates, easy to use app

Zopa normally passes on the interest rates to it's customers much quicker than other companies. The app is easy to use. Reviewed on: 21st February 2023

Saving

If you want to try and start saving Zopa, is the best way forward to reach your goal… Reviewed on: 21st February 2023

Easy way to manage savings

Great app to set up several dedicated savings pots and ready to transfer money in, out and between. Reviewed on: 21st February 2023

Still happy with the service

Happy to recommend it for others… Reviewed on: 21st February 2023

Excellent online bank

Had no issues using the online bank would definitely recommend to all my friends and family. Reviewed on: 21st February 2023

Excellent

Never had a problem with this bank and customer service is excellent ***** Reviewed on: 21st February 2023

Awesome saving accounts

So easy to set up your savings accounts. Can have multiple saving pots for your individual saving goals with different interest rates if you can lock away your savings Reviewed on: 21st February 2023

Excellent Platform

Straightforward, seamless transfers, best saving rate on my easy access account. Reviewed on: 21st February 2023

great people

very easy and reliable to use and get you way around your money Reviewed on: 21st February 2023

So easy to use and brilliant savings

No hassle while setting up account and app works brilliantly so easy to use with great benefits Reviewed on: 21st February 2023

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