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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to set up and easy to use

Very easy to set up. The flexibility it gives me is perfect for my needs. Interest rates are comparable with others. Reviewed on: 20th February 2023

Easy to set up and use

I've found this really easy to use and excellent interest rate Reviewed on: 20th February 2023

Best interest rate on the market

So easy to move my money around and create saving pots for even higher interest returns. Thank you! Reviewed on: 20th February 2023

Banking refreshed!

Zopa put the customer’s experience front & centre by making the whole application, transfer & on going account management smooth, easy, intuitive & secure. If Apple did banking, this is what it would look like. Reviewed on: 20th February 2023

Flexible savings

Love how you can put money in different "pots" depending on how much you want locked away. So easy to do and interest rates made really clear. Brilliant idiot-proof savings! Reviewed on: 20th February 2023

Super convenient and extremely competitive

Very quick and easy to set up. Very impressive slick tech. Very competitive rate Reviewed on: 20th February 2023

Easy to use, fantastic smart saver

Zopa is secure yet really easy to use. I love the way I can have saving pots and choose whether to boost them. It makes it easy for me to prioritise my savings and know what my savings will be used for. The interest is also very good, and there is so much flexibility. I would definitely recommend Zopa as a way to save money for anyone. Reviewed on: 20th February 2023

Easy to use app

Love the app, easy to set up, clear and simple to use Reviewed on: 20th February 2023

Easy to use savings account

Good interest rates, easy to set up and simple to use. Encourages user to save for specific reasons with simple to manage 'pots'. Reviewed on: 20th February 2023

Brilliant

Thoroughly pleased with zopla, easy to use website! Reviewed on: 20th February 2023

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