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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great product and so easy to set up

I was looking for an easy savings account and came across this saver on line. It offered exactly what I was looking for, good interest but also good reviews. It was so easy to set up and when I have needed to speak to a team member - you can!! Reviewed on: 20th February 2023

Best savings account I have had

Best interest rate I’ve seen for years- so easy to transfer in and out. Just wish I knew about them sooner! Reviewed on: 20th February 2023

Excellent company

fantastic upfront honest company who consistently give great interest rates for the every day saver Reviewed on: 20th February 2023

Best mobile bank for me

I am no tech expert but I find Zopa so easy to use and it pays top interest rates. It is a British bank with a full British licence. Other banks such as Monzo and Starling have had bad press recently, as has Revolut, which is net yet a bank in Britain. Reviewed on: 20th February 2023

Competitive rates, compelling terms

I love using Zopa to maximise my savings as it’s so intuitive to set up and manage, the rates are highly competitive, and the boost feature means I can get more from money I don’t need straight away by locking it away for a short period, without having to commit to inflexible fixed rate savings products Reviewed on: 20th February 2023

Amazing savings account

Opening and managing the account is very easy, rates are good and the app is user friendly. Reviewed on: 20th February 2023

Quick Easy Setup Great Rates

Very easy to use and it's great to actually be getting something from my savings. Reviewed on: 20th February 2023

The easiest and quickest way to manage online savings

Zopa provides a platform that’s easy to use when looking to maximise returns on your cash savings Reviewed on: 20th February 2023

Pot based savings at a great rate

Ring fencing your money into different pots means no need for multiple accounts and the great rates make it a no brainer. Reviewed on: 20th February 2023

Easy saving!

So easy to set up and transfer my money into each month and a great rate! Reviewed on: 20th February 2023

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