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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy Peasy

Life’s so complicated. Great that ZOPA isn’t. Reviewed on: 20th February 2023

Amazing rates and ease to use

Was so ease to set up Content is really clear The design of the app makes it ease to use without reading instructions and the rates are competative. Reviewed on: 20th February 2023

Simple. Smart. Superb!

Really simple app. Great access to my savings without compromising on interest rate. Seem less transactions. Highly recommend. Reviewed on: 20th February 2023

Excellent savings account. Highly recommended.

So easy to set up and top up your savings Reviewed on: 20th February 2023

Great product and so easy to set up

I was looking for an easy savings account and came across this saver on line. It offered exactly what I was looking for, good interest but also good reviews. It was so easy to set up and when I have needed to speak to a team member - you can!! Reviewed on: 20th February 2023

Best savings account I have had

Best interest rate I’ve seen for years- so easy to transfer in and out. Just wish I knew about them sooner! Reviewed on: 20th February 2023

Excellent company

fantastic upfront honest company who consistently give great interest rates for the every day saver Reviewed on: 20th February 2023

Best mobile bank for me

I am no tech expert but I find Zopa so easy to use and it pays top interest rates. It is a British bank with a full British licence. Other banks such as Monzo and Starling have had bad press recently, as has Revolut, which is net yet a bank in Britain. Reviewed on: 20th February 2023

Competitive rates, compelling terms

I love using Zopa to maximise my savings as it’s so intuitive to set up and manage, the rates are highly competitive, and the boost feature means I can get more from money I don’t need straight away by locking it away for a short period, without having to commit to inflexible fixed rate savings products Reviewed on: 20th February 2023

Amazing savings account

Opening and managing the account is very easy, rates are good and the app is user friendly. Reviewed on: 20th February 2023

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