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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy intelligent App

Easy to set up and manage my savings using this app based savings account. Reviewed on: 20th February 2023

Very easy to open and good rates available

As above. Easy to navigate and transfer in and out. No problems at all Reviewed on: 20th February 2023

Fast and convenient

Such an easy to use app. Easy to open the account, easy to make transfers in and to move money between “pots”. Good options for access with good interest rates. Reviewed on: 20th February 2023

Saving money is so easy

Easy to use app. for saving money while earning a very good interest rate. Reviewed on: 20th February 2023

Excellent savings account

The Smart Saver account was very simple to set up over the phone and has a competitive interest rate. It is really convenient to manage. Reviewed on: 20th February 2023

Really good

Good, competitive rates and love the app, makes banking enjoyable Reviewed on: 20th February 2023

Simple, effective saving

Zopa is a breath of fresh air. Simple to use, clear in delivery and good value saving. What more could you ask? Reviewed on: 20th February 2023

Brilliant savings product

This is so easy to use and the rate is very attractive Reviewed on: 20th February 2023

Great saver with boosted pots

Zopa always have a competitive interest rate, and being able to split savings across boosted pots for different lengths is really useful. Even the basic instant access rate is among the best in the market. Reviewed on: 20th February 2023

Easy to use bank

OK interesting rates but other banks offer more competitive rates. Takes 2 hours for money to arrive in account when transferring out which is a bit of a pain. But overall a good banking experience and very easy to use pots Reviewed on: 20th February 2023

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