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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent savings account

The Smart Saver account was very simple to set up over the phone and has a competitive interest rate. It is really convenient to manage. Reviewed on: 20th February 2023

Really good

Good, competitive rates and love the app, makes banking enjoyable Reviewed on: 20th February 2023

Simple, effective saving

Zopa is a breath of fresh air. Simple to use, clear in delivery and good value saving. What more could you ask? Reviewed on: 20th February 2023

Brilliant savings product

This is so easy to use and the rate is very attractive Reviewed on: 20th February 2023

Great saver with boosted pots

Zopa always have a competitive interest rate, and being able to split savings across boosted pots for different lengths is really useful. Even the basic instant access rate is among the best in the market. Reviewed on: 20th February 2023

Easy to use bank

OK interesting rates but other banks offer more competitive rates. Takes 2 hours for money to arrive in account when transferring out which is a bit of a pain. But overall a good banking experience and very easy to use pots Reviewed on: 20th February 2023

Easy to use

Very easy and simple to use , with good rates as well! Reviewed on: 20th February 2023

Great Savings account

Using the Zopa app to save money is so easy. It's great that you have the option to lock away money for different things and earn different interests depending on how long you want to lock the money away for. I ahve been recommending this bank to all my friends. Reviewed on: 20th February 2023

Grand!

Easy to use and easy to navigate the app. Reviewed on: 20th February 2023

Realy excellent overall

Excellent overall - may not suit everyone's way of working with money but for me it is perfect and allows me to maximise any interest I may have Reviewed on: 20th February 2023

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