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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Happy Bunny

I am here to App Banking. ZOPA account was easy to open, pays great rates and the stay in touch. Converted to this style of banking and a very happy customer. Reviewed on: 20th February 2023

Much better interest rates than most banks

I moved some savings over from my student bank account and was so impressed I recommended it to my partner! Reviewed on: 20th February 2023

Easy to use and great interest rates (currently)

I downloaded Zopa after using a comparison site for bank/savings accounts. It was really easy to set up and I have since recommended to two people who have also opened a Zopa account. The visuals are great and easy to understand how much you have saved. Reviewed on: 20th February 2023

Great savings account

So easy to use the banking app, easy to transfer money and great interest rates offered. Reviewed on: 20th February 2023

Easy to use

Very easy to sign up and start saving! I feel reassured that I can view everything in a handy app and keep track of my savings goals. Reviewed on: 20th February 2023

Best saving product

Flexible saving terms with good rates! Reviewed on: 20th February 2023

Easy to use savings account

The app is easy to use. Good communications. Good rates for current financial climate. Reviewed on: 20th February 2023

Happy

Easy to use the app, clear information on interest rates. Reviewed on: 20th February 2023

Great service, top interest

I chose this bank because it was one of the top interest rates at the time I was looking. The application process was simple and easy to complete. All the transactions I wanted to do were also easy. It was exactly what I wanted from a bank. Reviewed on: 20th February 2023

Easy in, easy out, great savings rates!

Account was set up in minutes. Great app to monitor and manage savings. Highly competitive interest rates get your money working for you! Reviewed on: 20th February 2023

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