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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Pots Pots Pots

I love that i can save my money into one easy account and split it across pots so I get a clear view of how much I have for each of my saving goals. Boosting interest on whichever pot you desire is a great user friendly feature also. I don’t know why other banks don’t follow your lead. Thanks Zopa! Reviewed on: 20th February 2023

Great for earning interest and saving money

Easy way to save money in different pots, earn high interest on savings and the app works well Reviewed on: 20th February 2023

Easy to understand products

Zopa have produced straight forward products that are easy to understand and use. The app is simple, yet comprehensive. Dealing with them is hassle free Reviewed on: 20th February 2023

Flexible savings

Great to have choice of saving pots with tiered interest rates linked to ease of access. Reviewed on: 20th February 2023

Easy to set up

Easy to open, and I’m now earning 3% from my cash savings instead of 0.5% Reviewed on: 20th February 2023

Very easy to set up an account

The ability to set up an account in just a few minutes and transfer funds directly from a different bank in an extremely streamlined process is a wonderful experience compared to the modern approach of trying to sell different services before you can even access your account, well done team ZOPA. Reviewed on: 20th February 2023

Easy to use and understand

The app is user friendly and efficient. I love the way you can request money from other accounts as opposed to having to go into my other apps and send the money. Reviewed on: 20th February 2023

ZOPA is Great!

ZOPA have competitive interest rates and I would highly recommend them. Reviewed on: 20th February 2023

Extremely easy to set up and use

One of the easiest savings accounts to set up and use. Also offers some amazing rates. Reviewed on: 20th February 2023

Very easy to use. Good service with great products.

Very easy to set up my accounts and to view everything. Offered the best rates for what I was looking for. Reviewed on: 20th February 2023

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