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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Saving made easy

The app and auto-save feature make it easier to save and control my money. Interest increases applied automatically. Clear and easy to understand Reviewed on: 20th February 2023

Easy to use

Excellent service and easy to use with different savings pots available Reviewed on: 20th February 2023

Zopa excellent savings rates!

I've been using Zopa for 6 months now. It's so easy to set up, transfer funds and the interest rate is unbeatable! I have several pots of money earning different interest rates Reviewed on: 20th February 2023

User Friendly

the website is very easy to use and has a good view of all your different acounts Reviewed on: 20th February 2023

Fantastic app

Fantastic easy access banking, really simple to navigate Reviewed on: 20th February 2023

Zopa is great

Zopa really is great, I've already recommended it. Super easy to use with great functionality. The extra saving pots are a great extra touch Reviewed on: 20th February 2023

Ease of use.

So easy to use and decent interest rates. Reviewed on: 20th February 2023

So easy to use

Very easy to use, very easy to access or top up funds and Zopa are very good at reacting to interest rated increases. Makes saving fun! Reviewed on: 20th February 2023

Great savings app

The idea of separate pots is great, and being able to lock in money and have a higher interest on savings is brilliant and very useful Reviewed on: 20th February 2023

Easy way to save

A really easy process to set up an account and save! Reviewed on: 20th February 2023

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