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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good rates

Good rates, simple app and easy to set up Reviewed on: 4th February 2023

Easy to get going

Easy to set up and get going. Great Reviewed on: 4th February 2023

Great app

Very easy to setup the account and deposit savings. Highly recommended! Reviewed on: 4th February 2023

Simple and quick

Very easy experience setting up my account and transferring funds. The app is very elegant and simple to use without unnecessary clutter bloating the interface. Reviewed on: 2nd February 2023

Easy to use, good rates

Easy to join, easy to use app, and good interest rates. No problems with the app so far, so would definitely recommend Reviewed on: 1st February 2023

Smart saver is excellent way of earning extra interest with booster pots.

I transferred my savings into the 95 days booster pot and have increased my interest at a very competitive rate. Reviewed on: 1st February 2023

Easy to use

Good rates Easy to use site Easy withdrawals Ability to increase rates by notice Reviewed on: 31st January 2023

Great savings rates with boost options

Started with Zopa in 2022 as was shown as best rates around and they've kept up with that. Really like the boost pot flexibility and would thoroughly recommend them Reviewed on: 31st January 2023

Simply smarter saving

Easy to save towards different goals, at competitive rates and all in one place. Reviewed on: 30th January 2023

Such an easy way to save money for different occasions

I love using Zopa to save in one account, and using different fund pots within it. It makes saving so much easier! Reviewed on: 30th January 2023

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