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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Good interest rates and very flexible with withdrawals. The app is well designed and has several options to give you a hands on approach to your savings. You can lock all your money away, only some of it, or keep it accessible via the "pot" system. It's a good idea that functions well and makes for a nice customer experience. Reviewed on: 8th February 2023

Top savings

Great I can pick a pot with higher interest if I don’t need immediate access Reviewed on: 8th February 2023

Savvy Savings!

We love how there are different pots with different interest rates within your savings accounts, genius! The app is so easy to use, we’ve signed both our 18 year old sons up to it too. We’ve all become savvy savers! Reviewed on: 6th February 2023

Good rates

Good rates, simple app and easy to set up Reviewed on: 4th February 2023

Easy to get going

Easy to set up and get going. Great Reviewed on: 4th February 2023

Great app

Very easy to setup the account and deposit savings. Highly recommended! Reviewed on: 4th February 2023

Simple and quick

Very easy experience setting up my account and transferring funds. The app is very elegant and simple to use without unnecessary clutter bloating the interface. Reviewed on: 2nd February 2023

Easy to use, good rates

Easy to join, easy to use app, and good interest rates. No problems with the app so far, so would definitely recommend Reviewed on: 1st February 2023

Smart saver is excellent way of earning extra interest with booster pots.

I transferred my savings into the 95 days booster pot and have increased my interest at a very competitive rate. Reviewed on: 1st February 2023

Easy to use

Good rates Easy to use site Easy withdrawals Ability to increase rates by notice Reviewed on: 31st January 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8149)

Flexible, high interest, easy to use banking app

Easy to use

Top savings

Savvy Savings!

Good rates

Easy to get going

Great app

Simple and quick

Easy to use, good rates

Smart saver is excellent way of earning extra interest with booster pots.

Easy to use

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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