Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa smart saver 5*

5
I have for while a smart saver account, actually two, and I love because give me a chance to save how much I can in some months I can put more money in my save account I do and the another ones I just have some amount per month. I really recommend ZOPA SMART SAVER. Reviewed on: 16th January 2026

Fast service easy to access and would highly recomme...

5
Fast service easy to access and would highly recommend them . Reviewed on: 15th January 2026

Good rates or interest and easy to operate accounts...

5
Good rates or interest and easy to operate accounts on line. Reviewed on: 15th January 2026

Watch your money grow

5
It’s easy to save alongside other services, it’s as easy to get access if required and to watch your savings grow Reviewed on: 15th January 2026

5 star saver

5
Very happy to found them on the market Reviewed on: 15th January 2026

Very good application for saving and loan approval

5
Very good application for saving and loan approval Reviewed on: 15th January 2026

Easy Peasy

5
As a provider, their app is so easy to use and I feel that my money is safe even though it is not a 'high street bank'. I have my savings accounts here and they were easy and straight forward to open. I can view balances in the app and see interest rates with ease. It is very customer/user friendly. Reviewed on: 15th January 2026

Prompt quick response money in account within minutes.

5
Prompt quick response money in account within minutes. Couldn’t be happier with company. Reviewed on: 15th January 2026

Excellent products, competitive savings rates, very...

5
Excellent products, competitive savings rates, very good communications, excellent customer support and an accessible and easy to use website. Reviewed on: 15th January 2026

Good support for customers and lasting ears.

5
Good support for customers and lasting ears. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products