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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very glad I found Zopa!

I use Zopa for a savings account and it’s so easy to use. Love that I can have different pots to save for different things and they’ve got good tips and articles in the app too. Reviewed on: 19th January 2023

Easy to set up & run

So easy to set up separate pots for different things..simple to transfer money & choose access requited with differing levels of interest. Reviewed on: 18th January 2023

Really Easy Access Savings

I use Zopa for my personal savings. The interest rate is good and being able to split the account into different notice sections giving higher interest rates is a clever idea. You can also link more than one current account to your savings for deposits/withdrawals which was important to me. Reviewed on: 18th January 2023

Easy way to save, great interest rates

Very intuitive, easy to use app, money is secure through FSCS, easy to transfer between instant access pots and add/withdraw money, unbeatable interest rates. Reviewed on: 18th January 2023

Easy to use App. Excellent interest rates

Very pleased with Zopa. Easy to set up account. Easy to fund. Competitive interest rates Reviewed on: 18th January 2023

Great rates, great website

Excellent easy to use app, allowing you to reinvest into your own ‘pots’ for higher interest rate. Security is great, and navigating around the site is a doddle. Zopa are competitive and quick to raise rates in line with trends. Reviewed on: 17th January 2023

Efficient and simple to use

I opened an account this year. It was very easy to do and Zopa keep me updated about interest rates and other offers Reviewed on: 17th January 2023

Easy to use, good rates.

Easy to use app based savings. Choice of several rates depending on how long you want to lock money away for so very flexible. Reviewed on: 16th January 2023

Easy to use

Would be better if you were allowed to transfer from short fix to long fix without the hassle of withdrawing waiting and then paying in again Reviewed on: 16th January 2023

Saving

easy to invest on-line, and Zopa gave a good interest rate, Reviewed on: 16th January 2023

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