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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use, good rates.

Easy to use app based savings. Choice of several rates depending on how long you want to lock money away for so very flexible. Reviewed on: 16th January 2023

Easy to use

Would be better if you were allowed to transfer from short fix to long fix without the hassle of withdrawing waiting and then paying in again Reviewed on: 16th January 2023

Saving

easy to invest on-line, and Zopa gave a good interest rate, Reviewed on: 16th January 2023

Excellent rates and easy to use app

Consistently market leading rates, easily controlled via app. Reviewed on: 16th January 2023

Perfect

Everything you expect from a savings account, great rates and easy to use app. Reviewed on: 16th January 2023

Very good

Well done Services Good service fast reliability quality of work Reviewed on: 16th January 2023

This is how banking should be ...

Zopa's Smart Saver ticks all the boxes: competitive interest rate, innovative product (Boosted Pots) and very simple account opening process. The app is easy to use with clear layouts and menus. Very impressed. Reviewed on: 16th January 2023

Simple to use

It's easy to move money between different pots and move it back to your own account normally within 20 minutes not Is waiting 2 days like other saving providers. Reviewed on: 16th January 2023

The One

Easy to open,save,borrow & deal Everything you want in one place Reviewed on: 15th January 2023

Excellent savings platform

Zopa is easy to use, gives one of, if not the best, rate of interest. Any money movements are acknowledged within minutes of the transaction. Reviewed on: 15th January 2023

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