Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart saver

Fabulous savings account with good interest rates! Reviewed on: 12th January 2023

Happy saver!

Been very impressed how easy it was to set up. Clear notifications too. Happy with the interest rates too! Reviewed on: 12th January 2023

Brilliant

I opened this account some time ago and have been impressed the flexibility, how easy it is to use, and by how promptly Zopa have increased rates after base rate changes. I have already recommended to others. Reviewed on: 12th January 2023

Review

Simple and easy to use. The rate is very competitive in the market. Reviewed on: 12th January 2023

Good access and interest rate

Easy to use app with ( currently) good interest rates. Easy to move money in and out with incentive to leave money in higher interest separate pots, which I like, with improved interest rates. Reviewed on: 12th January 2023

Grast interest rate

The app is very easy to use and the interest rate higher than anywhere else. Plus there is a 7 days' notice account with an even better rate. Reviewed on: 12th January 2023

Brilliantly easy to use

Intuitive app, very simple to use. Encourages you to save because it’s just a few clicks, no effort, same goes for withdrawals. Great interest rates. I love it and have recommended to friends. Reviewed on: 12th January 2023

So easy to set up

Easy to set up and good interest rates. Can’t really ask for more than that in the current climate. Reviewed on: 12th January 2023

Top Saver

Smart is the key because it gives various rates depending on how long you are willing to give notice when you need access to your money from instant to 95 days. Reviewed on: 12th January 2023

Super easy, flexible & good rate

This was really easy and quick to set up, input funds and manage going forwards. Would definitely recommend! Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Saver
from Barclays 4.46 from 140 reviews
Notice Deposit
from iFAST Global Bank 4.93 from 13 reviews
Savings
from Moneywise Credit Union 2.60 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub