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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent

Great product, easy to use customer experience and awesome service Reviewed on: 11th January 2023

Easy Saver

Simple and easy to use, transfering money couldnt be easier Reviewed on: 11th January 2023

Easy to use and innovative savings products

App is very easy to use and love the savings pots Reviewed on: 11th January 2023

Good service so far

Only recently downloded app, easy sign up and verification process and easy to deposit into. Interface of app is very user friendly Reviewed on: 11th January 2023

great bank

easy to open and use plus great rates and my daughter has now opened a account Reviewed on: 11th January 2023

Simple to open, deposit, withdraw, and manage

Very easy to open, create savings pots, move money, and a great savings rate. Reviewed on: 11th January 2023

Easy to use

Easy to use and great interest rates Reviewed on: 11th January 2023

Good rates easy to open

Simple process opening and easy to add money and withdraw money. Good rates on savings Reviewed on: 11th January 2023

Great savings account with different rates within the same product

Really simple to use account and easy to set up different pots and lock away money for different periods of time to achieve a better rate. And then easy to move money around between pots as needed. Reviewed on: 11th January 2023

Easy and rewarding!

Love the Zopa app - so easy to use and great interest rates - being able to create different pots means that my savings are all clearly allocated …. Perfect! Reviewed on: 11th January 2023

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