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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

There's a lot of hopa saving with Zopa

Zopa is offering extremely competitive interest rates on their savings. Easy to follow App which allows you to Deposit or Withdraw anytime you need to. Reviewed on: 11th January 2023

Great Rates

Great Rates and the app is very easy to use Reviewed on: 11th January 2023

Easy to use great rates so far

Easy to use ap and great rates so far Reviewed on: 11th January 2023

Vote

Vote for Zopa savings - the best savings account Reviewed on: 11th January 2023

Self explanatory, easy to use , excellent rate

Finally a company that allows you to invest and grow your hard earned money not only is it easy to use, it’s simplified and straight forward On top of that they make great Product recommendations. Keep up the good work. Reviewed on: 11th January 2023

Best savings account

Such competitive rates, with the extra flexibility of locking away for different rates. I recommend to all my friends Reviewed on: 11th January 2023

Good value for your money

Easy to save. Easy to move money around and to take out again. Reviewed on: 11th January 2023

Great savings!!

They are on top of their game, competing with the best Reviewed on: 11th January 2023

Easy saver

Easy to set up, easy to manage, good interest rate and great to be able to lock money away, joint accounts would be good but not available only downside so far Reviewed on: 11th January 2023

Simple

Very easy to use and has good savings rate Reviewed on: 11th January 2023

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