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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy and great rates

App is easy to use and the rates very competitive Reviewed on: 11th January 2023

Faultless

Fantastic interest rate. App is great, very easy to use and well presented. Reviewed on: 11th January 2023

Excellent

Simple savings account with the ability to earmark different funds. Monthly interest payments. Love it Reviewed on: 11th January 2023

Easy to access

Really easy and user friendly app. Top interest rates paid. Reviewed on: 11th January 2023

Fantastic savings account

I love the zopa smart saver I like the fact that there is no card attached so there's no temptation to pull a card out and spend your hard earned savings you withdraw the money online to a nominated bank account in your name very easy to use 5 stars. Reviewed on: 11th January 2023

Hopa Zopa Lopa!

Easy to hop on, from A to Zopa the best rates around, such a lotta to like. Reviewed on: 11th January 2023

Easy to set up and activate

Has great % rates and so easy to set up an account Reviewed on: 11th January 2023

Best Saver Rate Out There At The Moment

New customer but the online app was super easy to get the account, even after having to verify a few important details. The rate of interest is second to none in the UK at the moment, especially after three years of virtually no interest payments thanks to our awful government. Super easy to use as well, super happy with Zopa Reviewed on: 11th January 2023

Great company, good interest rates

I have previously had a loan with Zopa and found the customer service excellent. When looking for a savings product they were an easy choice, great interest rates which are passed on to customers regularly. Would definitely recommend. Reviewed on: 11th January 2023

Excellent service

Excellent service. Easy to use app. Clear and well set out. I really like the “pots” feature Reviewed on: 11th January 2023

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