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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7454 reviews)

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4.94

Based on 7,454 reviews, last reviewed 16th Jan 2026

26600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Really happy Zopa was recommended to me and I’m so happy I came over you them. Reviewed on: 16th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7454)

Review of the Zopa, Smart Saver:

Great interest rates

The smart saver allows you to control how much interest you earn on your money, even better, the base interest rate is still significantly higher than most high street banks. The app is super easy to use and move money to and from, I would recommend to anyone looking to finally get some interest back on their savings Reviewed on: 20th February 2023

Love the smart saver especially how you can have sev...

Love the smart saver especially how you can have several saving pots and i like the interest paid daily it make me want to save more. Reviewed on: 15th January 2026

Excellent banking.

Easy to use intuitive app. Very helpful customer care staff if ever needed. Reviewed on: 15th January 2026

Happy would and have reckoned to anyone

Happy would and have reckoned to anyone Reviewed on: 15th January 2026

Always quick and easy and great rates

Always quick and easy and great rates Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Good rates of interest and the statements are easy to download. Reviewed on: 15th January 2026

Had an excellent experience with Zopa

Had an excellent experience with Zopa Reviewed on: 15th January 2026

More than happy with every aspect of Zopa as an on-l...

More than happy with every aspect of Zopa as an on-line banking service. Reviewed on: 15th January 2026

Top saving rates.

Very good saving rates. Quick and easy to transfer. Easy to use app . Would highly recommend. Reviewed on: 15th January 2026

Easy to set up and monitowatch you money growr account.

Easy to set up and monitor account. App is so easy to understand and shows everything in one place. Was so easy to set up a monthly DD into my account. You can watch ypur money grow.. Reviewed on: 15th January 2026

As I spend the app tells me what I have spent and gi...

As I spend the app tells me what I have spent and given it too. Plus gives me a balance. I can move my savings to my bank in minutes not having to wait for days Reviewed on: 15th January 2026

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