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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Brilliant, easy to contact, everything explained in...

Brilliant, easy to contact, everything explained in detail. Very happy. Will always use this Company Reviewed on: 15th January 2026

Great Experience

This is a great bank. I had saved with them for a few years because of competitive interest rates. App is very easy to use. I would highly recommend. Reviewed on: 15th January 2026

Quick to set up, excellent interest rates quick with...

Quick to set up, excellent interest rates quick withdrawals Reviewed on: 15th January 2026

Amazing and smooth experience.

Amazing and smooth experience. One if the best i have experinced in many years Reviewed on: 15th January 2026

Very good quick efficient service.

Very good quick efficient service. Reviewed on: 15th January 2026

My experience with Zopa has been overwhelmingly

My experience with Zopa has been overwhelmingly positive. They excel at making borrowing and saving simple, transparent, and human-friendly in a financial world that often feels the opposite. They’ve successfully transitioned from a peer-to-peer pioneer to a trusted digital bank.Transparency & No Hidden Tricks Reviewed on: 15th January 2026

easy to use app quick payments easy to contact

easy to use app quick payments easy to contact Reviewed on: 15th January 2026

Have used Zopa 3 times and they have been great.

Have used Zopa 3 times and they have been great. Fast decision and money within minutes Reviewed on: 15th January 2026

Great bank

Great banking how it should be Savings Bank is so easy to use Reviewed on: 15th January 2026

Zopa great online banking

Wish I’d known about Zopa earlier as they are very good Reviewed on: 15th January 2026

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