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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,788 reviews, last reviewed 7th Mar 2026
57600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Really easy to use and competitive rates Really easy to use and competitive rates Reviewed on: 7th March 2026
Alan P's avatar
Alan P

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7788)

Great app.

5
Great app. Good savings rates too. Reviewed on: 16th April 2025
Mr P's avatar
Mr P

Well recommended

5
Only used the savings accounts, but have been very happy with the app Reviewed on: 16th April 2025
Sarah B's avatar
Sarah B

Smart saver

5
Great online savings account easy to navigate Reviewed on: 16th April 2025
Diane J's avatar
Diane J

Excellent customer service.

5
Excellent customer service. Easy to open an account. Easy to transfer money between accounts. Reviewed on: 16th April 2025
Sarah D's avatar
Sarah D

Zopa has been easy and safe to use.

5
Zopa has been easy and safe to use, and gives excellent interest rates Reviewed on: 16th April 2025
Alex D's avatar
Alex D

Always fantastic - great rates excellent service

5
Always fantastic - great rates excellent service Reviewed on: 16th April 2025
Andrew m's avatar
Andrew m

Saving made easy

5
The whole process is very easy from initial set up to managing my funds. The information is clear and transparent. The app is excellent, easy to navigate and provides the key points with a few simple clicks. Reviewed on: 16th April 2025
Anonymous's avatar
Anonymous

Excellent service and interest rates

5
I have received excellent service since I perming my ZOPA account. All communication have been clear and timely. Interest rates and charges are all very good in comparison to other providers. Reviewed on: 16th April 2025
Michaelpc1 's avatar
Michaelpc1

Easy to use and all online based.

5
Easy to use and all online based. Love the quirky app features Reviewed on: 16th April 2025
Jane's avatar
Jane

Family recommended

5
I was recommended by family to use as was looking fir higher rate account to help build money for me and my mum. Easy to set up and fact that keep up to date regards interest rates.Love that can lock pots in ehulst able to add to it as well as other prosucts offer Reviewed on: 16th April 2025
Speccyp's avatar
Speccyp

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