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118 118 Money: Credit card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

I like 118 money because it is quick and easy to app...

5
I like 118 money because it is quick and easy to apply for loan when you need one. I found these miles better then other companies. Reviewed on: 22nd April 2025

Good

4
Not too bad. Always ready to help with credit but at a higher cost in terms of rste Reviewed on: 23rd January 2022

Slow

3
Difficult to terminate my credit card. Reviewed on: 9th October 2021

Excellent Customer Service

5
118 118 provided me with a credit card and the process of application and subsequent card arrival was both quick and simple. Brilliant app and great experience. Reviewed on: 13th August 2021

100%

5
Este de mare incredere, o recomand cu incredere! Reviewed on: 22nd March 2021

fantastic

5
Easy to arrange and helpful if needed Reviewed on: 15th March 2021

Brilliant

5
Easy service with good customer care Reviewed on: 17th February 2021

Brilliant no fee card

5
Easy application, process and excellent that there is no fees applied for things such as late payments, using abroad or taking out cash Reviewed on: 17th February 2021

Excellent for credit rating

5
Excellent for bad credit helps build your score apr very good no charges unseen Reviewed on: 15th February 2021

Phone number changed for no reason

2
I took out a 118118 credit card using my current mobile number in the registration process. All worked well for a couple of weeks until the mobile phone number connected with my account was changed somehow, and I could not access my account as the verification text was going to a different number. Took various phone calls and complaints over 2 months to finally get resolved without explaination. Reviewed on: 1st July 2020

A good fair price credit card

5
A great credit card for building your credit score or just to make a bigger purchase to spread the repayments Reviewed on: 29th June 2020

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