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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Fast and easy

A convenient and easy-to-use app — everything is clear and fast. Reviewed on: 15th April 2025

I have never had any problems since I took loan from...

I have never had any problems since I took loan from the company Reviewed on: 15th April 2025

A wonderful experience

A wonderful experience with dealing with 118 money. Very helpful and great customer service Reviewed on: 15th April 2025

118 is hands down the best and most approachable fo...

118 is hands down the best and most approachable form of assistance when you need help quickly. It’s simple, direct, and refreshingly easy to access and use. Reviewed on: 15th April 2025

Easy to use quick approval and payment well organise...

Easy to use quick approval and payment well organised and hassle free . No awkward or silly questions no hidden surprises Reviewed on: 15th April 2025

Treatment o have received has been very good

Treatment o have received has been very good Reviewed on: 15th April 2025

Very quick and stress free way to get a loan...

Very quick and stress free way to get a loan Reviewed on: 15th April 2025

An excellent service

The whole application process was simple, quick and affordable, I couldn't have been happier with the way it all came together. Reviewed on: 15th April 2025

I would recommend 118 Money to someone who needs a p...

I would recommend 118 Money to someone who needs a personal loan and might not qualify for the lowest interest rates elsewhere. They’re clear, fast, and easy to deal with—but it’s still important to make sure the repayments fit comfortably into your budget. Reviewed on: 15th April 2025

They are very good and convenient

They are very good and convenient Reviewed on: 15th April 2025

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