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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Very helpful and understanding ,.

Very helpful and understanding ,. Reviewed on: 15th April 2025

I had a very easy time getting a loan and it was a v...

I had a very easy time getting a loan and it was a very simple process, all throught i felt that it was very clear and straight forward and explained in great detail. I would definitely reccomend to anyone who was looking to get one ! Reviewed on: 15th April 2025

Extremely easy to take out a loan.

Extremely easy to take out a loan. Money in bank in 20 minutes! Reviewed on: 15th April 2025

very straight forward and quick payment

very straight forward and quick payment Reviewed on: 15th April 2025

Hi,118 have been very efficient and very helpful all...

Hi,118 have been very efficient and very helpful all throughout My Loan Term.Very Highly Satisfied.Would certainly recommend to Friends and Family. Reviewed on: 15th April 2025

118 118 Money loan was very usefully by the time I w...

118 118 Money loan was very usefully by the time I was in need to helping to to resolve the situation I was facing to Reviewed on: 15th April 2025

Amazing customer service and value

Amazing customer service and value Reviewed on: 15th April 2025

Can’t believe how good the company has been to me

Can’t believe how good the company has been to me Reviewed on: 15th April 2025

No stress hassle free quick and easy

No stress hassle free quick and easy Reviewed on: 15th April 2025

Helped me consolidate debt in time of need when othe...

Helped me consolidate debt in time of need when other companies just say no due to the score on credit report which doesn't always help an individual. 118 118 loans saved the day with a great interest rate loan Reviewed on: 15th April 2025

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