Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

The application was easy and funds transferred reall...

The application was easy and funds transferred really quick thank you Reviewed on: 15th April 2025

Straightforward Fast effective & stress free process

Fast effective & stress free process, I didn’t have to provide numerous documents or id or fill out pages & pages of information Reviewed on: 15th April 2025

You’ll be allrate with 118!

Great simple system and jyst what I wanted thanks Reviewed on: 15th April 2025

Very fast, reliable and easy to access no stress abo...

Very fast, reliable and easy to access no stress about it. They know how to respond to your request to suit you in all categories. I will always recommend them to anyone who need loan for great purpose. Reviewed on: 15th April 2025

very helpful company and staff go the extra mile

very helpful company and staff go the extra mile Reviewed on: 15th April 2025

Very quick and easy

Very quick and easy, amazing and the money went in pretty much straight away. Was amazing Reviewed on: 15th April 2025

118 has been excellent in giving me the opportunity...

118 has been excellent in giving me the opportunity for improving my credit when others wouldn't. Since opening my account my credit health has improved dramatically and continues to do so Reviewed on: 15th April 2025

So easy to deal with no issues at all setting my acc...

So easy to deal with no issues at all setting my account up was fast and straight forward Reviewed on: 15th April 2025

Fully recommend

Was a quick application and money approved and received. The app is useful to check progress and good communication. Fair interest too Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Money was in account within minutes Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews
Loans
from Shawbrook Bank 4.78 from 694 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub