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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

A very straight forward process from applying to the...

A very straight forward process from applying to the money being in my account Reviewed on: 15th April 2025

Easy to get money, quick.

Easy to get money, quick. Helpful. Small percent, possibilities to finish payments earlier Reviewed on: 15th April 2025

It was good experience after all.

It was good experience after all.. Reviewed on: 15th April 2025

My experience was great.

My experience was great. The loan process I went through was quick and easy to understand and complete. Reviewed on: 15th April 2025

118 make it stright forward and simple to understand .

118 make it stright forward and simple to understand . Reviewed on: 15th April 2025

Very helpful!!!

Very good company and helping if I need very recommend Reviewed on: 15th April 2025

Very quick and simple application process.

Very quick and simple application process. Funds within seconds. All clear and understandable. What would you like more? Reviewed on: 15th April 2025

It was so simple I filled in forms online as it was...

It was so simple I filled in forms online as it was recommended and they did the checks and got in touch and money straight in bank Reviewed on: 15th April 2025

I’ve had a great experience of support from 118.

I’ve had a great experience of support from 118. I’ve had a second loan since to support myself and they’ve made the process so easy and this makes your worries ease straight away! Even when I wanted to pay my loan off early I managed to do it without a fuss and the customer service were clear and considerate. After that first time using it, I know that 118 will be a first thought to support! Thanks Reviewed on: 15th April 2025

Quick and easy to navigate

The process was quick and easy to navigate . Money was in the bank within minutes and repayments are great . Had 2 loans now and will defo do again when paid up Reviewed on: 15th April 2025

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