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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Quick fast payout brilliant and so easy

5
Quick fast payout brilliant and so easy Reviewed on: 16th April 2025

118 118 has been amazing right from the start.

5
118 118 has been amazing right from the start. The application app was very easy to navigate and explained everything, very fast decision and fab customer service. Reviewed on: 22nd April 2025

There when you need them

5
Didn’t think I would get accepted. But they helped me out when I was in desperate need Reviewed on: 22nd April 2025

Very helpful and explain everything

5
Very helpful and explain everything Reviewed on: 22nd April 2025

smooth application

5
It was a smooth application and easy to apply Reviewed on: 22nd April 2025

I'm so happy because people from customer service al...

5
I'm so happy because people from customer service always helpfull Reviewed on: 22nd April 2025

quick and easy-needed cash-great to bolster my cashflow

5
quick and easy. A phone call, some questions, and cash in my account in less than an hour Reviewed on: 22nd April 2025

Very easy process.

5
Very easy process. Money within minutes if acceptance. Reviewed on: 22nd April 2025

I been help when I need the most

5
I been help when I need the most Reviewed on: 22nd April 2025

Easy process can’t fault it.

5
Easy process can’t fault it. Very quick to get access to what I needed and the info to make an informed decision. Thanks for that. Reviewed on: 22nd April 2025

I filled out the offer and received the money right...

5
I filled out the offer and received the money right away. I am very grateful. Reviewed on: 22nd April 2025

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