Write a review

118 118 Money: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (1789 reviews)

View other 118 118 Money products

4.91

Based on 1,789 reviews, last reviewed 26th Apr 2025

161400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy haven’t had any problems so far Quick and easy haven’t had any problems so far Reviewed on: 26th April 2025

Latest lowest rating:

2

Complain Hi .Every time I have a problem some bot contacts me! I filed a complaint that contrary to the credit agreement you charged the first installment on A... Read more Reviewed on: 16th April 2025

Read all reviews See your review

About this product

Are you trying to determine whether 118 118 Money Personal Loans offer good value for money? At Smart Money People, we collect reviews of 118 118 Money Personal Loan in order to help you make an informed decision. If you're an existing 118 118 Money customer, please share your experience and let others know what you thought of their Personal Loan.

118 118 Money Personal Loan reviews (1789)

Review of the 118 118 Money, Personal Loan:

Positive Experience with Both Credit Card and Loan

I've had a genuinely positive experience with 118 118 Money, having used both their credit card and a personal loan. The application process for both products was straightforward and transparent, and I appreciated the clear communication throughout. There were no hidden fees or surprises – everything was laid out from the start, which really built trust. It’s refreshing to deal with a financial provider that keeps things simple and honest. Based on my experience, I’d happily recommend 118 118 Money to others looking for straightforward credit options and reliable service. Reviewed on: 22nd April 2025

Easy application process.

Easy application process. Good online experience. Reviewed on: 24th April 2025

Loan simple and easy and affordable to pay back.

It was very simple to obtain loan from your company. Easy and simple and very affordable for me to repay my loan. Reviewed on: 24th April 2025

Easy and quick application.

Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025

Easy to use

Easy to apply and use, app is brilliant and easy to make payments. Reviewed on: 23rd April 2025

Really quick and easy - very helpful

Really quick and easy - very helpful Reviewed on: 23rd April 2025

No hidden surprises, great rate and even better cust...

No hidden surprises, great rate and even better customer service. Reviewed on: 23rd April 2025

Easy to apply for the loan & fuss free.

Easy to apply for the loan & fuss free. Also money went in the bank really quick to Reviewed on: 23rd April 2025

Very good

Couldn't ask for a better deal. Saved me at the right time Reviewed on: 23rd April 2025

The Quickest Loan Application!

My application process was super easy and quick. I received my money one working day after my application. Their T&Cs are easy to read, not written with heavily law language. Their app is very user friendly and their APR is very competitive. Their credit card limit is very fair as the previous credit card provider didn't increase my limit a penny after 2 years of being with them. I started to use my Aqua credit card with my Apple Pay without receiving the physical credit card! Reviewed on: 23rd April 2025

Secure and affordable lending.

At the time of getting this loan, I was sure no one would offer me a loan. I made bad choices for my family finances a d 118 118 came as a saving grace. Application was very easy and money was instant. But all in all, the security and affordability calculations, were done to help determine my borrowing. Reviewed on: 23rd April 2025

Alternative products

Loans
from Leeds Credit Union 4.46 from 10 reviews
Personal Loan
from M&S Bank - Marks and Spencer 2.01 from 52 reviews
Loans
from Hoot Credit Union 5.00 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub