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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

118 118 loan was very easy to apply for with good ra...

118 118 loan was very easy to apply for with good rates.The money was in my bank within minutes.Cant fault them at all. Reviewed on: 22nd April 2025

Very easy to understand and quick to receive money

Very easy to understand and quick to receive money Reviewed on: 22nd April 2025

Very easy application, quick and hassle free.

Very easy application, quick and hassle free... Reviewed on: 22nd April 2025

No problems at all.

No problems at all. Always friendly and helpful. Reviewed on: 22nd April 2025

Excellent service and look after my every need.

Excellent service and look after my every need. Reviewed on: 22nd April 2025

Worth a look if needing help

Very easy to apply and fast decision process. Money was in my bank right away, excellent service. Reviewed on: 22nd April 2025

I have received a great experience so far with good...

I have received a great experience so far with good values APR rate could be better but the customer is second to none. Reviewed on: 22nd April 2025

Very quick and easy

Very quick and easy. No hassle and easy to complete form. Reviewed on: 22nd April 2025

Good customer service, easy to use app

Good customer service, easy to use app Reviewed on: 22nd April 2025

Super smooth and slick

Great process, clear, slick and simple. Highly recommend Reviewed on: 22nd April 2025

Good card

Good product and genuineness in all aspect. Trust worthy. Easy to use. Makes more comfortable to make repayments. Competitive finance scheme. Reviewed on: 22nd April 2025

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