Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Always helpful and if their is an issue very fast to...

Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Very smooth and easy to understand

Very smooth and easy to understand Reviewed on: 22nd April 2025

Very easy to process the loan

Very easy to process the loan and very helpful communication. Reviewed on: 22nd April 2025

118 118 money the number one loan company

118 118 money is by far the number one loan company I have encountered with. Great customer service and quick and easy loan processing. I would recommend it to anyone. Reviewed on: 22nd April 2025

It has all been clear and easy ti set up and apply.

It has all been clear and easy ti set up and apply. Reviewed on: 22nd April 2025

Great customer service super fast payment into my ba...

Great customer service super fast payment into my bank account with in 15 minutes. Look forward to using again in future. Reviewed on: 22nd April 2025

Initially searched through ClearScore and 118118 mon...

Initially searched through ClearScore and 118118 money was one of the best value and pre- approved that appeared in the search results. Very easy to set up and very clear on charges and payment dates. Website was easy to navigate. Reviewed on: 22nd April 2025

Communication was easy pront and considerate of affo...

Communication was easy pront and considerate of affordability and options Reviewed on: 22nd April 2025

Quick smooth services, friendly staff

Quick smooth services, friendly staff Reviewed on: 22nd April 2025

Quick funds, easy application.

Quick funds, easy application. Interest rates aren’t bad Reviewed on: 22nd April 2025

Hit a rough spot in middle off the month and 118 mon...

Hit a rough spot in middle off the month and 118 money was there to relieve the stress instantly. Fast payout Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Koyo 5.00 from 2 reviews
Logbook loan (discontinued)
from Varooma (inactive company) 4.87 from 729 reviews
Loans
from Hoot Credit Union 5.00 from 12 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub