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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Always helpful and if their is an issue very fast to...

Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Very smooth process.

Very smooth process. No complaints. Reviewed on: 22nd April 2025

118 provide the lowest interest rate I could find fo...

118 provide the lowest interest rate I could find for my credit score. They always let me know when my payment is due and when I have paid. Highly recommend. Reviewed on: 22nd April 2025

They would understand and they’re really helpful and...

They would understand and they’re really helpful and they always and ready to give you Reviewed on: 22nd April 2025

Excellent provider..

Hassle free borrowing, good communication from the provider. Reliable and speedy process . Reviewed on: 22nd April 2025

Quick from start to finish.

Quick from start to finish. Money received within 1 hour of start to finish. Reviewed on: 22nd April 2025

Very straight forward and everything was clear and m...

Very straight forward and everything was clear and made aware Reviewed on: 22nd April 2025

Very helpful with a CC and a loan

Very helpful with a CC and a loan Reviewed on: 22nd April 2025

Extremely satisfied

Needed the loan asap and was approved and received the money all within 30 minutes. I was very surprised at the efficiency and speed of the process Reviewed on: 22nd April 2025

Very easy and very quick to get the money will defo...

Very easy and very quick to get the money will defo use again Reviewed on: 22nd April 2025

Brilliant on the phone and u derstanding

Brilliant on the phone and u derstanding Reviewed on: 22nd April 2025

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