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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Very smooth and excellent service

Very smooth and excellent service Reviewed on: 22nd April 2025

Amazing company

I needed the money for a debt consolidation, it was easy to apply and in my bank the same day no hassle, the repayments are small affordable and no hassle. Reviewed on: 22nd April 2025

Everything was really great.

Everything was really great. Would highly recommend. Reviewed on: 22nd April 2025

It was easy to apply and the card did not...

It was easy to apply and the card did not take long Reviewed on: 22nd April 2025

The customer service representatives are lovely and...

The customer service representatives are lovely and the service quick and easy. Reviewed on: 22nd April 2025

Amazing Customer service

Very quick , simple , Professional , i am really happy with this loan. Reviewed on: 22nd April 2025

Really easy to use fast understandable second loan w...

Really easy to use fast understandable second loan with them now and have never been messaged about and the interesting very low which is great Reviewed on: 22nd April 2025

Perfdcg for a loan

Easy to work with good comms quick application Reviewed on: 22nd April 2025

Good for when I need it it was easy and not much int...

Good for when I need it it was easy and not much interest rate Reviewed on: 22nd April 2025

Brilliant company, very accommodating

Brilliant company, very accommodating Reviewed on: 22nd April 2025

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