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HSBC: Bank account reviews

Name: Bank account
Rating: 3.91 (1386 reviews)

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3.91

Based on 1,386 reviews, last reviewed 16th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

45%

24%

10%

15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

Reliable service with great app

Really easy to use app, never had any issues having been with HSBC around 20 years! Reviewed on: 10th March 2023

Current account

Switched accounts to HSBC and must say I'm very pleased with the service. I get relevant notifications and overview on my financial spending allocation which helps me to organise my spending better. Reviewed on: 9th March 2023

Excellent, reliable banking

I have been an HSBC customer for a number of years. Throughout that period, they have provided sterling service. I can state unequivocally that the bank has been an exemplar in the industry. Reviewed on: 9th March 2023

Almost always a good experience

I’ve used hsbc for years. Savings, day to day accounts and mortgages. Have always found them easy to contact, staff are generally on the ball and helpful. Never had any issues, and they’ve helped me out at times as well. Highly recommend Reviewed on: 9th March 2023

Ok thanks

Good company yes I lake hsbc bank help custemer Reviewed on: 9th March 2023

Not big on credit support for lower income clients

I've been a customer since 2019 - no overdraft, credit card nor loans offered - atm used for international cash withdrawal not cost effective either Reviewed on: 9th March 2023

Bank on HSBC

App is easy to use with good security and financial tools. Reviewed on: 9th March 2023

Practical, Efficient, Responsive.

Whether online or via its app, the UI is intuitive and functional. Customer service (via online chat) responds quickly and clearly. Staff at bank branches are friendly and supportive. In my ten years with them, I've never had any significant issues. The few minor inconveniences or mistakes made by staff have been resolved quickly and to my satisfaction. Reviewed on: 9th March 2023

Don't understand

I have had my account for over three years, can't get an overdraft or even a credit card. I get bi weekly wages yet I'm turned down everytime I apply for anything. My husband switched banks and he's happier. Can't wait to leave Reviewed on: 9th March 2023

Good Service

Very good service and reliable assistance Reviewed on: 8th March 2023

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