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HSBC: Bank account reviews

3.91
Based on 1,386 reviews, last reviewed 16th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026
Faye C's avatar
Faye C

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026
Sam's avatar
Sam

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

Absolutely LOATHE the app

3
It is OK to visit the branch - if you fancy waiting an age, not nearly as fast as Barclays when milling about in the queue. The app is horrendous - all it does is lead you back to external webpage links to their website rather than providing the info in-app before asking you to log back into the app once you close the page. The login process is a NIGHTMARE! It hardly ever recognizes my login - several others have experienced the same issue too but it is not convenient to go to the bank to unlock your account EVERY. SINGLE. TIME! The savings aren't amazing but I like that other countries use this bank, i.e. China, which makes the usage a little more smooth. Reviewed on: 17th March 2021

Ahmadou

2
I want to open a bank account in this company Reviewed on: 14th March 2021

Customer

5
they have a Good customer service Reviewed on: 13th March 2021

Wish i could choose 0 stars

1
WORST BANK IVE EVER USED. I've had money taken from my account that was not me. I was told by a member of staff that the money would be back into my account in 24/48 hours to then ring back 3 days later to be told it was a policy from over a year ago and they have no idea how long it will be until i get my OWN money back! disgusted with this bank and will be swapping ASAP Reviewed on: 12th March 2021

Great customer service and easy to use app.

5
Very friendly customer assistants and easy to use app. Reviewed on: 6th March 2021

Poor systems & services

1
Archaic computer systems and extremely poonr customer service. Reviewed on: 1st March 2021

Good Current Account

4
Easy to use App, Efficient Banking. Reviewed on: 26th February 2021

Good Bank

5
Banking is perfect and they are safe and secure in maintaining all our personal details. No fraud transactions Reviewed on: 25th February 2021

efficoeny

4
very user friendly website. never had a problem Reviewed on: 22nd February 2021

Nice in person

3
Not had to use their customer service yet, but in person they were nice. Reviewed on: 22nd February 2021

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