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HSBC: Bank account reviews

Name: Bank account
Rating: 3.91 (1386 reviews)

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3.91

Based on 1,386 reviews, last reviewed 16th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

45%

24%

10%

15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

Good sign up bonus, so-so service since

Whilst there is no cause for complaint as such I find the app and online banking to be a bit lacking in the user friendliness dept. I want to give descriptions to my accounts so they're more easily identifiable but it seems that HSBC don't offer this feature. I found this out after a painful live chat with what I presume was a robot or someone with a poor grasp of the English language. I'll bide my time and jump ship when the time is right. Reviewed on: 12th January 2020

App doesnt do anything

App only allows you to view details, not change anything. Online banking times out if you try and do more than one thing. Although that must mean your money is very secure as you can’t even access it yourself! Reviewed on: 12th January 2020

Awesome

Fab experience with this bank. Would highly recommend Reviewed on: 11th January 2020

Excellent

quick and easy # I am a very happy customer of HSBC # they are professional # a helpful and good service is provided by them Reviewed on: 10th January 2020

Fantastic

Perfect in every way and love the new addition to the app balance after your bills Reviewed on: 4th January 2020

Good to bank with.

hAD AN ACCOUNT FOR YEARS AND NEVER ANY PROBLEMS. Reviewed on: 2nd January 2020

'Alright'

I have been with my bank for over 30 years. I have never had any problems with them. I have thought of changing banks to get 'rewards' but then can't really do with the hassle. However, I would like some rewards from my bank. Reviewed on: 30th December 2019

super friendly

Any problem is not too big for the staff. Reviewed on: 30th December 2019

Slow service, lots of hurdles

Whenever there is a problem it is very difficult to get it resolved with loads of hurdles and excuses Reviewed on: 29th December 2019

Helpful when needed

I have been with HSBC for 41 years, very scary but I have never had a problem with their service, they have been helpful when I needed them to be. When I had a £500 cash point failure at Christmas they were helpful and kept me informed on the progress. The staff are helpful and friendly when I visit. You can now do so much on line and even pay in cheques up to £500. I have looked at changing but see no benefit in doing so. Reviewed on: 24th December 2019

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